Can I Have Both Medicaid and Medicare?
Yes, it is possible to have both Medicaid and Medicare. This situation is commonly referred to as being "dual eligible." Individuals who qualify for both programs can take advantage of the benefits offered by each.
Eligibility Criteria
To be eligible for both Medicaid and Medicare, you typically must meet certain criteria:
- You must be 65 years or older, or be under 65 with a qualifying disability.
- Your income and assets must fall within the limits set by your state for Medicaid.
- You must have enrolled in Medicare Part A and Part B.
Benefits of Having Both
Having both Medicaid and Medicare can lead to significant healthcare savings:
- Medicare will cover a majority of your medical expenses, while Medicaid can cover costs not paid by Medicare, such as premiums and deductibles.
- Medicaid may also offer additional benefits like long-term care services and supports.
How to Apply
If you believe you qualify for both, it is recommended to apply for both programs. You can contact your local Medicaid office and the Social Security Administration for assistance with your applications.