What Does Travel Insurance Cover?
Travel insurance can provide you with peace of mind while you roam the globe. Its coverage generally includes the following key areas:
- Trip Cancellation or Interruption: Reimbursement for pre-paid, non-refundable expenses if you need to cancel or cut short your trip for covered reasons, such as illness or emergencies.
- Medical Expenses: Coverage for medical emergencies that require treatment while traveling, including hospital stays, doctor visits, and sometimes dental care.
- Emergency Evacuation: Assistance in transporting you to a medical facility if you require urgent care, often covering the costs of transport to your home country after treatment.
- Lost or Stolen Belongings: Compensation for lost luggage or personal items that are stolen during your trip, as well as delayed baggage reimbursements.
- Travel Delays: Reimbursement for additional expenses such as accommodations and meals due to delayed flights or other transportation issues.
Always read the policy details carefully, as coverage can vary significantly based on your insurer and the specific plan you choose.