What Does Travel Insurance Cover?
Travel insurance is designed to protect you against unexpected events while traveling. Coverage can vary significantly between policies, but generally includes the following:
1. Trip Cancellation
If you need to cancel your trip due to unforeseen circumstances like illness, injury, or family emergencies, travel insurance can reimburse non-refundable expenses such as flights and accommodations.
2. Medical Expenses
Travel insurance typically covers emergency medical costs incurred while traveling, including hospital stays and medical evacuations. This is crucial if you face health issues abroad.
3. Baggage Loss or Delay
If your luggage is lost, stolen, or delayed, travel insurance can help reimburse you for lost belongings or cover necessary items you need until your baggage is returned.
4. Flight Issues
Your policy may cover missed connections, flight delays, or cancellations due to reasons like severe weather or strikes, providing you peace of mind during your travels.
5. Emergency Assistance
Many policies include 24/7 assistance services to help with arrangements in case of emergencies, such as locating medical facilities or translating services.
Before purchasing, always read the policy details to understand what's covered and any exclusions. This way, you can make an informed decision that best suits your travel needs.